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The bad credit secured loans necessitates basic safety (a guarantee) such as dwelling resistant to the loan lent. These loans often appear at the small monthly interest for the reason that bank becomes a guarantee such as assets that she can advertise when the customer foreclosures. Whereas in the case of unsecured bad credit loans you should not offer you any security. But in cases like this, creditors charge a better view rate to make up from the threat involved in featuring bad credit loans.